For those who believe in the power of data to help write the next chapter in the history of health care, here's your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life's best work.(sm) The Senior Underwriter will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. They will utilize established underwriting criteria and policies to provide proper rating methodologies. This Senior Underwriter will represent and negotiate rates and plan options with insurers to optimize cost-competitive health benefit plans. They will build and maintain models to assist in the economic analysis of market alternatives. Primary Responsibilities: Anticipates customer needs and proactively develops solutions to meet themServes as a key resource on complex and/or critical issuesSolves complex problems and develops innovative solutionsPerforms complex conceptual analysesReviews work performed by others and provides recommendations for improvementMay lead functional or segment teams or projectsProvides explanations and information to others on the most complex issuesResponsible for determining premium ratesUses underwriting principles, financial and statistical modeling, and trend projections to lead and/or support the development of the organization's pricing and rate setting processAnalyzes risks and selects proper categories and ratesResponsible for assessing and pricing the financial risk associated with group or individual prospective and renewing cases
Required Qualifications:Bachelor's Degree in Math, Finance, Business or related degree4+ years' experience in healthcare underwritingIntermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)Preferred Qualifications: Excellent communication skills, both orally and in writingCareers with UnitedHealthcare. Let's talk about opportunity. Start with a Fortune 6 organization that's serving more than 85 million people already and building the industry's singular reputation for bold ideas and impeccable execution. Now, add your energy, your passion for excellence, your near-obsession with driving change for the better. Get the picture? UnitedHealthcare is serving employers and individuals, states and communities, military families and veterans where ever they're found across the globe. We bring them the resources of an industry leader and a commitment to improve their lives that's second to none. This is no small opportunity. It's where you can do your life's best work.(sm) Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity / Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment. Job Keywords: underwriting, cases, risk, rating, financial modeling, Hartford, Shelton, CT, Connecticut
Our mission is to help people live healthier lives and to help make the health system work better for everyone.- We seek to enhance the performance of the health system and improve the overall health and well-being of the people we serve and their communities. - We work with health care professionals and other key partners to expand access to quality health care so people get the care they need... at an affordable price. - We support the physician/patient relationship and empower people with the information, guidance and tools they need to make personal health choices and decisions.