As part of the Risk & Decision Management (R&DM) team within the Strategic Projects for Group Retail, you will take lead or participate in assigned Decision Rules Enhancement or implementation projects for new scorecards/policy modules and country roll-out.
Main areas of responsibility include (but not limited to):
Rules Deployment: Execution of rules deployment (from analysis of Change Requests or New DMS Rules Projects, execute changes - configuration, test planning and test execution).
This includes impact analysis and rules design for the delivery of rules enhancement and new projects.
DMS key coverage includes Credit Origination for scorecards & credit policy rules and Customer/ Portfolio Management Strategies & scorecards.
Support Rules Configuration for Country DMS roll-out: The DMS team also participates in subsequent country DMS project roll-out for assigned Rules/ Strategy Configuration.
Support the DMS Team Lead to facilitate a 'DMS change prioritization forum'. As the solution is meant to support various types of rules (e.g. business rules, credit / overlay rules, and scorecard rules), there will be multiple stakeholders, with different requirements and urgency. The DMS team will facilitate the deliberation amongst various stakeholders. You are expected to proactively perform analysis on the requests, present findings and recommendation to the DMS team lead, and also to support the team lead in facilitating the prioritization forum (e.g. co-ordinate with the stakeholders and prepare discussion materials).
Support the DMS team lead in the Solution Governor role: The DMS team also acts as a 'governor' of the DMS solution - handling administrative aspect (e.g. set up and manage solution governance framework) and enhancements to the solution (e.g. change to the data platform, version upgrade).
Undergraduate degree with experience in a similar role within Financial Services industry.
Experience in Decision Management Engine (e.g. Experian NBSM, Blaze, Triad, and Probe) will be advantageous. Hands-on with Experian solution will be a plus.
Experience with IT systems and implementation projects
An appreciation of the System Development Life Cycle and project management methodologies
Able to assess upstream and downstream impact from changes
Strong in business requirements analysis to perform user requirements gathering, business needs & impact analysis and business process mapping
Strong analytical skills
4+ years' related experience in retail credit portfolio / policies management. Consulting and risk vendor experiences will also be considered
Good interpersonal, written and verbal communication skills. Able to interact effectively with a diverse group of people, e.g. business users, technical people and vendor
Independent contributor with minimal supervision.
Proficiency in tools such as SQL, Relational Database and experience in Credit Decision Analytical Data Management will be an added advantage
Experience in Java or Business Rules Engine code development will be a plus
Project management e.g. planning, progress tracking and reporting, risk / issues log management, will be an added advantage