We are the only professional services organisation who has a separate business dedicated exclusively to the financial services marketplace. Join Financial Services (FSO) and you will work with multi-disciplinary teams from around the world to deliver a global perspective. Aligned to key industry groups including asset management, banking and capital markets, insurance and private equity, we provide integrated advisory, assurance, tax, and transaction services. The opportunity Join Financial Services Risk Management practice and you will provide a well-integrated broad array of risk management services to capital market participants within global banking, capital markets, asset management and insurance. FSRM products and services include Anti-Money Laundering, Regulatory Compliance, Prudential Supervision, Bank Holding Company reporting, Credit Risk/ Capital Adequacy/ Liquidity Risk, Market Risk, Operational Risk, Enterprise Risk, Structured Finance and Quantitative Advisory Services. With so many offerings, you have the opportunity to develop your career through a broad scope of engagements, mentoring and formal learning. That's how we develop outstanding leaders who team to deliver on our promises to all of our stakeholders, and in so doing, play a critical role in building a better working world for our people, for our clients and for our communities. Sound interesting? Well this is just the beginning. Because whenever you join, however long you stay, the exceptional EY experience lasts a lifetime.
Skills and attributes for success
Helping lead EY services in the market – business development, sales, project planning and high quality project execution.
Lead EY projects with respect to:
Wholesale and retail credit risk methodologies, processes and tools with leading risk practices
Policies, procedure and organizational structure required to support the credit risk management framework
Strategy and business planning for credit risk management including advising on the design of risk appetite and concentration limits for credit exposures
Risk rating frameworks, pricing and capital allocation models, and provisioning processes and models for retail and wholesale credit portfolios
Improvements in credit assessment and analysis, approval processes, administration and settlement
Improvements in credit collections and recoveries
Compliance with regulatory and statutory requirements
Implementation of credit risk management technology applications and credit risk data management, including understanding of vendor offerings
To qualify for the role you must have
Minimum 9 years relevant experience in credit risk management, with focus on wholesale/ retail credit risk
Graduate degree in law, finance or commerce preferred. Post-graduate qualifications in, commerce or risk management would be an advantage.
Industry related certification (e.g., CPA/ CA, CIA, CMA, RICS)
Professional/ technical qualifications in risk management viewed favorably.
Significant relevant consulting, risk management or business expertise within a Retail/ Commercial/ Corporate bank or consulting firms.
Substantive content knowledge of retail and/ or wholesale credit risk management frameworks, methodologies, industry practices and technology.
Has past experience in risk management frameworks, processes, governance, reporting and technology.
Analytical skills; specifically, the ability to assess and decompose financial services industry processes utilizing a risk and control focus
Effective leadership, project management and teamwork skills
Strong presentation skills and proficiency in the use of PowerPoint, Word and Excel
What working at EY offers We offer a competitive compensation package where you'll be rewarded based on your performance and recognized for the value you bring to our business. We also offer you:
Support and coaching from some of the most engaging colleagues around
Opportunities to develop new skills and progress your career
The freedom and flexibility to handle your role in a way that's right for you