Responsible for managing a Team of attorneys and support staff that provide legal support to the consumer lending areas of USAA Federal Savings Bank. Independently providing legal counsel to manage and proactively address legal and regulatory risk in the consumer lending areas of USAA Federal Savings Bank. Providing legal advice to the consumer lending origination and servicing initiatives, program expansion and state regulatory matters. Providing legal support for examinations, regulatory inquiries, issues management and remediation projects in the consumer lending area. Assisting on a project basis with supporting 1st and 2nd Line of Defense to implement consumer and fair lending laws and regulations.
Serves as chief counsel to one or more direct reports to and Executive Council member, and is responsible for managing the legal services provided to their organizations.
Advises Line of Business and Enterprise leaders on all aspects of their respective practice area as well as Enterprise initiatives, regulatory, management and board governance, financial and holding company matters (as appropriate).
Manages and professionally develops a team of lawyers and legal professionals Sets the agenda, builds high-performance teams and sells the vision.
Ensures training and coaching of employees, and provides the team with development opportunities.
As a member of the Practice Area Management team, engages in continuous planning to ensure effective and efficient processes and resources to support client needs, including building effective business cases to support resource needs and managing the hiring process.
Actively maintains an understanding of developments in the external industry, regulatory and litigation environments to ensure an outside-in view in support of the legal trusted advisor role.
As a member of the CLO leadership team, actively identifies and addresses the integration of other line of business and enterprise matters with those of the Chief Legal Office.
May serve as lead of teams supporting enterprise initiatives.
JD from an accredited law school
10 or more years of progressive related experience developing strategies, managing major initiatives and delivering results within a complex matrix environment required.
6 or more years of people leadership experience in building, managing and/or developing high performing team required.
Experience interacting with regulatory agencies, 1st and 2nd Line of Defense and Board level reporting functions
Experience collaborating with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals required.
Executive-level business acumen in the areas of business operations, industry practices and emerging trends required.
10+ years’ experience practicing law interpreting the Truth-in-Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA) and the state laws governing origination and servicing of consumer loans
Admitted to and an active member in good standing of the Bar in at least one state or territory
Experience in the following areas of consumer lending laws and regulations: Origination and Servicing activities
Excellent analysis and writing skills
Demonstrated ability to make decisions on complex legal and regulatory issues and communicate with business clients