Originate residential real estate mortgage loans, consumer loans and small commercial loans. This includes obtaining applications as well as coordinating and assisting in the processing and closing of loans.
The Loan Officer will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities. Responsible for making sound decisions based on a mixture of data analysis resources and experience and articulate recommendations in writing and verbally. Consistently meet or exceed company goals, and meet and maintain all licensing requirements including continuing education.
Accurately obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Meet with applicants to obtain information for loan applications and to answer questions about the process. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Review loan agreements to ensure that they are complete and accurate according to policy. Responsible for proper adherence to legal regulatory and company policies/procedures. Responsible for ensuring that outstanding service is delivered to our customer and clients. Attendance requires regular, reliable and punctual attendance.
Review and update credit and loan files.
Other duties as assigned.
Two to three years of loan origination experience.
NMLS state and federal.
Knowledge of conventional and/or government guidelines. Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending.
Teamwork and customer service oriented. Self-motivated and highly organized.
We are an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status or disability.